OFFICIAL PUBLICATION OF THE NEW MEXICO BANKERS ASSOCIATION

July 24, 2026

Joining Forces to Advance Payments and Financial Access

Stronger Together

At the heart of every financial transaction is a customer, a business or a community that depends on reliable, secure and accessible financial services. Whether those services are delivered through electronic payments, self-service technologies or cash access points, the organizations that enable them carry an enormous responsibility. Our role, as industry associations, is to ensure our members have the knowledge, tools, advocacy and connections they need to fulfill that responsibility.

Joining Forces to Advance Payments and Financial Access

Stronger Together

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Three Questions Banks Should Ask About Moving Deposits Off Balance Sheet

A Strategic Decision — NOT a Reaction

Deposit networks are often described as funding tools, enabling banks to access funds and depositors to access FDIC insurance on large amounts. But they are far more than that. Deposit networks can also be balance sheet levers — mechanisms that allow banks to manage timing, risk and optionality without sacrificing customer relationships.

Three Questions Banks Should Ask About Moving Deposits Off Balance Sheet

A Strategic Decision — NOT a Reaction

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Tokenized Deposits vs. Stablecoins

Understanding the Difference

Today, “tokenized deposits” and “stablecoins” are being treated much the same way. They’re used interchangeably in vendor pitches, trade press and board presentations. For most audiences, that’s fine. For community bank leaders, a deeper understanding is necessary.

Tokenized Deposits vs. Stablecoins

Understanding the Difference

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SW Graduate School of Banking Announces 162nd Assembly for Bank Directors

The SW Graduate School of Banking at SMU Cox (SWGSB), a nationally renowned source for banking executive education, will hold its 162nd Assembly for Bank Directors at Park Hyatt Beaver Creek Resort and Spa in Vail, Colorado, on September 3-6, 2026. SWGSB Assemblies for Bank Directors attract banking leaders from across the country to address critical issues affecting the industry.

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Housing New Mexico Recognizes Its 2026 Top Lenders

Helping Thousands of New Mexico Families Become Homeowners Each Year

Thousands of New Mexico families realized the dream of homeownership in 2025 thanks to Housing New Mexico’s participating lenders and the mortgage programs offered by the organization. Housing New Mexico announced the 2026 Achievement Award recipient, as well as its Top Metro and Rural Lenders, as part of its lender recognition program.

Housing New Mexico Recognizes Its 2026 Top Lenders

Helping Thousands of New Mexico Families Become Homeowners Each Year

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B:Side Assist Launches AI‑Powered Financial Platform for Small Business Owners

B:Side Capital and B:Side Fund, a non-profit small business lender and Certified Development Financial Institution (CDFI), announced the launch of its AI-powered financial intelligence platform designed exclusively for small business owners. The platform connects directly to users’ bank accounts to deliver real-time visibility into cash flow, automated anomaly detection and forward-looking forecasts — all in a single, unified dashboard.

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A Stress Test for America’s Legal System

The United States’ legal system and the notion of the law have long existed in a rarified air among its most celebrated practitioners, with decorated lawyers often seeing the discipline as something closer to part of the natural order than a man-made practice subject to human fallibility. We are currently in a frightening, albeit fascinating, time where the traditional posture of American law as a sanctified craft is under a complete assault from individuals with extreme financial and political power. If there’s an overriding theme of the American legal system in 2026, it’s the looming threat of foundational destruction due to the lawlessness and impunity of the wealthy and powerful.

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Executive Vice President’s Message: Leading New Mexico Bankers Forward

The NMBA held its 114th Annual Convention on Thursday, June 18 and Friday, June 19 in Santa Fe at the La Fonda Hotel. The convention’s theme was a celebration of the 100th anniversary of Route 66. Max Myers, NMBA president and lifetime resident of Santa Fe, wanted to showcase his hometown, and his efforts exceeded all expectations.

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President’s Message: An Exceptional NMBA Annual Convention

The NMBA 114th Annual Convention was a huge success. Many thanks to John and Mark Anderson for all their help in putting it together. The historic La Fonda Hotel was a great location for us, as it’s situated right on the Plaza, and provided great hospitality, food and close proximity to all the great shops and restaurants in downtown Santa Fe. The speakers generated thoughtful discussion on the state of healthcare in New Mexico, discussed ongoing and evolving aggressive fraud tactics, and finished with Dale Dekker’s analysis on future business opportunities for our state.

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