Pub. 13 2016 Issue 3

ISSUE 3 2016 PAGE 6 President’s Message – Jay Jenkins PAGE 17 Counselor’s Corner: The Inclusive Communities Case: How a Lack of Discriminatory Intent Could Result in a Finding of Discrimination PAGE 13 Ten Things your Attorney Would like Commercial Lend- ers to Remember PAGE 11 Legislative Profile: Congresswoman Michelle Lujan Grisham Q & A Photo Credit: James Renfrow , Retired President/CEO, Carlsbad National Bank