Pub. 14 2017 Issue 2

O V E R A C E N T U R Y : B U I L D I N G B E T T E R B A N K S - H E L P I N G N E W M E X I C O R E A L I Z E D R E A M S 4 The NewMexico Bankers Association is proud to present THE NEW MEXICO BANKERS DIGEST as a benefit of membership in the Association. No member dues were used in the publishing of this news magazine. All publishing costs were borne by advertising sales. Purchase of any products or services from paid advertisements within this magazine are the sole responsibility of the consumer. The statements and opinions expressed herein are those of the individual authors and do not necessarily represent the views of NEWMEXICO BANKERS ASSOCIATION , or its publisher The newsLINK Group, LLC. Any legal advice should be regarded as general information. It is strongly recommended that one contact an attorney for counsel regarding specific circumstances. Likewise, the appearance of advertisers does not constitute an endorsement of the products or services featured by The newsLINK Group, LLC. Our Mission The mission of the New Mexico Bankers Association (NMBA) is to serve member bank needs by acting as New Mexico banking’s representative to government, the public, and the industry; pro - viding resources, education and information to enhance the opportunities for success in banking; promoting unity within the industry on common issues; and seeking to improve the regulatory climate to the end that banks can profitably compete in the providing of financial and related products and services. 2017 NMBA Board of Directors President Mike Lowrimore Bank of the West 500 Marquette NW, 14th Fl. Albuquerque, NM 87102 President-Elect John Gulas Los Alamos National Bank P.O. Box 60 Los Alamos, NM 87544-0050 Secretary Treasurer Ron Wiser Bank of the Southwest P.O. Box 1638 Roswell, NM 87202-1108 Immediate Past-President Jay Jenkins Carlsbad National Bank 202 W. Stevens Carlsbad, NM 88220 Executive Vice President John W. Anderson New Mexico Bankers Association 316 Osuna NE, Suite 502 Albuquerque, NM 87107 Term Expiring 2018 Michelle Coons First National 1870 2101 Mountain Rd. NW, #A Albuquerque, NM 87104 Greg Leyendecker New Mexico Bank & Trust PO Box 1048 Albuquerque, NM 87103 Jason Wyatt Western Commerce Bank 212 North Canal St. Carlsbad, NM 88220 Term Expiring 2019 Sheila Matthews Four Corners Community Bank 500 W. Main Suite 101 Farmington, NM 87401 Steve Muell First National Bank 414 10th St. Alamogordo, NM 88310 Ronald L. Schmeits International Bank PO Drawer 1028 Raton, NM 87740-1028 Term Expiring 2020 Stephen Puntch Pioneer Bank PO Box 130 Roswell, NM 88202 Danny Beyhan The Citizens Bank, Farmington PO Box 4140 Farmington, NM 87499 Lonnie Talbert Southwest Capital Bank 1410 Central Ave, SW Albuquerque, NM 87104 ISSUE22017 PAGE 6 President’sMessage – Jay Jenkins Highlights ofNMBA AnnualConvention PAGE 16 TheGreat HealthcareDebate PAGE 12 PhotoCredit:WhiteSandsNationalMonumentby JimRenfrow PAGE 19 CapitalCDC 6 PRESIDENT'S MESSAGE By Mike Lowrimore, New Mexico Bankers Association President, Bank of the West 8 EXECUTIVE VICE PRESIDENT’S MESSAGE By John Anderson, Executive Vice President, New Mexico Bankers Association 11 A DO-SOMETHING WASHINGTON By Rob Nichols, President and CEO, American Bankers Association 12 HIGHLIGHTS OF NMBA ANNUAL CONVENTION 14 THANK YOU TO OUR CONVENTION SPONSORS AND VENDORS 15 OFFICERS AND BOARD MEMBERS 16 THE GREAT HEALTHCARE DEBATE By Mark Anderson, Legal and Legislative Assistant, New Mexico Bankers Association 19 CAPITAL CDC By Lorena Chavez, Sr. Business Development Officer – New Mexico Capital CDC 20 REWARD KEY OFFICERS WITH A 401(K) LOOK-ALIKE PLAN By Trey Deupree, Equias Alliance 21 BANKERS ON THE MOVE 22 BANK NEWS