Pub. 14 2017 Issue 3

O V E R A C E N T U R Y : B U I L D I N G B E T T E R B A N K S - H E L P I N G N E W M E X I C O R E A L I Z E D R E A M S 4 The NewMexico Bankers Association is proud to present THE NEW MEXICO BANKERS DIGEST as a benefit of membership in the Association. No member dues were used in the publishing of this news magazine. All publishing costs were borne by advertising sales. Purchase of any products or services from paid advertisements within this magazine are the sole responsibility of the consumer. The statements and opinions expressed herein are those of the individual authors and do not necessarily represent the views of NEWMEXICO BANKERS ASSOCIATION , or its publisher The newsLINK Group, LLC. Any legal advice should be regarded as general information. It is strongly recommended that one contact an attorney for counsel regarding specific circumstances. Likewise, the appearance of advertisers does not constitute an endorsement of the products or services featured by The newsLINK Group, LLC. Our Mission The mission of the New Mexico Bankers Association (NMBA) is to serve member bank needs by acting as New Mexico banking’s representative to government, the public, and the industry; pro - viding resources, education and information to enhance the opportunities for success in banking; promoting unity within the industry on common issues; and seeking to improve the regulatory climate to the end that banks can profitably compete in the providing of financial and related products and services. 2017 NMBA Board of Directors President Mike Lowrimore Bank of the West 500 Marquette NW, 14th Fl. Albuquerque, NM 87102 President-Elect John Gulas Los Alamos National Bank P.O. Box 60 Los Alamos, NM 87544-0050 Secretary Treasurer Ron Wiser Bank of the Southwest P.O. Box 1638 Roswell, NM 87202-1108 Immediate Past-President Jay Jenkins Carlsbad National Bank 202 W. Stevens Carlsbad, NM 88220 Executive Vice President John W. Anderson New Mexico Bankers Association 316 Osuna NE, Suite 502 Albuquerque, NM 87107 Term Expiring 2018 Michelle Coons First National 1870 2101 Mountain Rd. NW, #A Albuquerque, NM 87104 Greg Leyendecker New Mexico Bank & Trust PO Box 1048 Albuquerque, NM 87103 Jason Wyatt Western Commerce Bank 212 North Canal St. Carlsbad, NM 88220 Term Expiring 2019 Sheila Matthews Four Corners Community Bank 500 W. Main Suite 101 Farmington, NM 87401 Steve Muell First National Bank 414 10th St. Alamogordo, NM 88310 Ronald L. Schmeits International Bank PO Drawer 1028 Raton, NM 87740-1028 Term Expiring 2020 Stephen Puntch Pioneer Bank PO Box 130 Roswell, NM 88202 Danny Beyhan The Citizens Bank, Farmington PO Box 4140 Farmington, NM 87499 Lonnie Talbert Southwest Capital Bank 1410 Central Ave, SW Albuquerque, NM 87104 ISSUE32017 PAGE 5 President’sMessage –Mike Lowrimore NetNeutrality Under Fire PAGE 16 How toHire MillennialsNow PAGE 14 PhotoCredit: JimRenfrow PAGE 18 Banking on Technology 5 PRESIDENT'S MESSAGE By Mike Lowrimore, New Mexico Bankers Association President, Bank of the West 6 TAX REFORM: A HARD JOB WORTH DOING By Rob Nichols, President and CEO, American Bankers Association 8 INTERVIEW WITH NEW MEXICO STATE TREASURER TIM EICHENBERG 11 NO GOOD DEED GOES UNPUNISHED - THE COMPELLING CASE FOR A COR PORATE TRUSTEE By Elizabeth Medina, JD, Trust Officer, and John Attwood, Trust Officer and Business Development, Zia Trust, Inc. 14 NET NEUTRALITY UNDER FIRE By Mark Anderson, Legal and Legislative Assistant, New Mexico Bankers Association 16 HOW TO HIRE MILLENNIALS NOW NATIONAL STUDY OFFERS INSIGHT ON ATTRACTING MILLENNIALS INTO THE BANKING WORKFORCE By Kedran Whitten, Chief Marketing Officer, CSI 18 BANKING ON TECHNOLOGY By Glenn Martin, Regional Director, Promontory Interfinancial Network 19 BANKERS ON THE MOVE 21 BANK NEWS